Paying safety online

31/05/2016
Making online transactions is very simple these days but you do need to take care. Here are a few simple steps to follow to keep yourself safe.
The biggest mistake people make is not checking to see if the website is secure before making a payment at the checkout. If you can see a small padlock symbol next to the website address or next to a link that shows you the total cost of the items in your cart, then you know the site is secure. Also, look for https:// in the address. The 's' tells you the site is secure and that any personal information you enter will be safe from people who want to steal from you!
You will also usually be asked to create a new login account if this is your first time on the website. This is to help keep your personal details private. Make sure that you choose a password that is difficult for other people to guess. The website will tell you how strong or weak your password is.
Finally, you'll be asked to provide your credit or debit card details. You'll also need the 3 or 4 digit security number ('CVV2 or CVC code') that is on the back of your card. If you don't provide this code, then the online retailer can't access the account your card is connected to.